General information
The information and calculations on SmartLoanCalcs are for general informational and educational purposes only.
No professional advice
SmartLoanCalcs does not provide financial, tax, legal or investment advice. The content of this site is not a substitute for professional advice. Always consult a qualified professional regarding your specific situation.
Loan information (YMYL)
Loan calculations are estimates based on the figures you provide. Actual loan terms, interest rates, fees and payments vary by lender, your credit score, the property or asset, your debt-to-income ratio and other factors.
SmartLoanCalcs is not a lender and this site is not a loan offer. We do not match users with lenders.
Federal rules — including student loan repayment and forgiveness programs — change. Where we estimate income-driven payments (e.g., SAVE), the figures are simplified and may not reflect the most recent guidance from the U.S. Department of Education.
Accuracy
We strive to keep information accurate and up-to-date, but we make no guarantees regarding accuracy, currency or completeness. Tax laws, lending rules and market rates change frequently.
Use at your own risk
Your use of our calculators and information is at your own risk. We are not liable for any decisions, losses or damages resulting from your use of this website.
External links
We may link to external websites for additional information. We are not responsible for the content or practices of those sites.
Advertising and affiliate disclosure
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Updates
We may update this Disclaimer from time to time. Please check this page periodically for changes.